Top 10 Reasons Why You're Not Rich

Thestreet.com has a good article on Why you're not rich.

Here's the summary:

1. You Care What Your Neighbors Think
   
2. You Aren't Patient
   
3. You Have Bad Habits
   
4. You Have No Goals
   
5. You Haven't Prepared
   
6. You Try to Make a Quick Buck
   
7. You Rely on Others to Take Care of Your Money
   
8. You Invest in Things You Don't Understand
   
9. You're Financially Afraid
   
10. You Ignore Your Finances
    

And from another reader, here's another top 10 reasons.

1. Wasn't born rich.
2. Didn't marry rich.
3. Not a criminal even though it pays.
4. Ignorant of tax loopholes to avoid most taxes.
5. Didn't buy Microsoft stock in 80's.
6. Didn't buy Apple stock in the 90's.
7. Didn't buy Google stock in the 00's.
8. Majored in Philosophy.
9. Played in a funk band rather than an emo band.
10. TiVo